There's a fortune hiding in everyone's salary or pay check but most people can't find it.

With the average person spending countless hours in front of a TV screen to be entertained and blot out the JOB (Just Over Broke) syndrome, small wonder that making money from home is not a priority for most people.

A salary check gives you that rich feeling; but is that money yours?

Or just a loan until next week, when you have to do the same thing all over again...

The average person spends more than they earn, hence the National Debt figures. But not many people realize that their pay check is a great way to propel themselves forward, into earning more than they spend.

It's called; make money at home and thousands of people are doing just that... making a second income, which will eventually replace and exceed their current income.

It is a fact that as a single person, you can't work thousands of hours per week. But your Boss does it every week. It's called leverage. He pays you a sum of money for doing a set amount of work. That output is worth more than he actually pays you. He is leveraging upon your efforts to make himself rich.

So, why not make your own money, while working at home? And leveraging other people's efforts...

To make money at home, all you need is a computer, some investment capital and the right business. You also need determination, integrity and patience.

Replacing your income is a gradual process but the main elements for success mean a change in your lifestyle and some self sacrifices. Those changes do not normally have to be drastic, just measured. If you sit down and calculate how much money is wasted every month on things that are non-essential to your well being, or superfluous to your requirements, you would soon find the finance is easily available.

Many people have worries about their job security, so doesn't it make sense to develop another income source, while you are still earning and well able to finance that business through start-up?

Wouldn't it be nice to quit your job, instead of waiting for a redundancy notice? Do you realize how hard it is to start something, when your salary stops coming in?

Doing something right now, that enhances your future lifestyle, is the right way forward. Just thinking about it will never get you started and leaving it too late could have devastating effects for you and your family.

Most people do not realise that time is the most important factor in building that second income stream. You can't throw money at it, to make it successful. You have to build it yourself. Call it Insurance ... Of the very best kind.